None of us likes to think of the possibility that our life may end sooner than planned. Not that anyone is planning to die. It simply is a foregone conclusion. At some point. Hopefully, later. After we’ve enjoyed a few years lounging in the sun or traveling the world with our spouse at our side. Retirement nirvana interrupted only by the occasional visit from our children and grandchildren. While it’s a subject most of us don’t want to confront, the unexpected death of a loved one is something most families plan for through the purchase of a life insurance policy to replace income or cover debt in our absence. We hope that we’ll never need […]